Holdmark does not verify it right now: waiting to know the reasons for the disputes.
It cannot be confirmed yet with the current data: it needs enough orders and refunds to apply the rule.
This cannot be concluded from the current data. The payment processor does not give the reasons for the disputes, so all of them were counted, card fraud included, as an upper bound: the real figure for problems with the order is lower, by an unknown amount. This is not a confirmed breach.